Yesterday the boys and I enjoyed a fun outing to our credit
union, our church, and finally to Target. When I worked in Marketing at FORUM
Credit Union, I regularly wrote articles and created promotional materials for
youth accounts. One of the awesome lessons the credit union advocated was
teaching kids the three principles of money – saving, spending, and sharing.
I have tried to take these lessons with me into my career as a
stay-at-home-mom. Both of our boys have piggy banks, and typically their Nana
or their Grammy gives them dollars or change when they visit. Sometimes the boys also
might earn some money from us (Gavin helped me dust baseboards last month!).
So, yesterday, we went to the credit union first where the boys deposited a
portion of their money (saving). They also received stickers on their youth
savings cards that the credit union offers. Once they complete their sticker
cards, they’ll receive a credit union prize. I'm pretty sure their favorite part was receiving suckers! ;) I highly recommend FORUM Credit Union if you live in Indiana.
We then traveled to itown church, where we stopped into the
front office. Both boys gave a portion of their money to the church (sharing/tithing).
We talked about how the church would use their money to help people who may need clothes or food. If you live in the Indy area, we'd love for you to join us at itown sometime. All people are welcome here. God loves you immeasurably, and you can learn about that here.
Next up, Target (spending)! We spent quite a while in the toy section
until both boys found the perfect toy – teenage mutant ninja turtle bandanas
and plastic weapons! Gotta love boys!!! When we checked out, they each handed
the cashier their money (Hudson needed a little bit of nudging to let go of his
$10 bill).
I have to say, I’m not that mom who is awesome at planning
crafts or coming up with fun games, but I feel pretty good about this activity.
It got us out of the house. It teaches some pretty important money concepts.
And, the boys got toys at the end to keep them occupied at home for the rest of
the day! We’ve done this activity a few different times over the past two years
and I love that Gavin gets excited about it! Spending comes pretty naturally for
most of us, but I would love it if our kids also learn that it can be natural
to save and share, too!





